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What we don't like: Capital One charges a higher balance transfer fee for balance that are transferred at the promotional rate. Pay your cell phone bill with your credit card and get free cell phone protection coverage up to 0 in case of damage or theft.Coverage applies to up to three phones and the deductible is only .The interest expense on credit cards can make it difficult to pay off a large balance.

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In less than 5 minutes you will have a beautiful, pdf formatted resume automatically created for you!

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On top of the promotional rate, you can also earn rewards on your purchases.

Up $1,500 in purchases in certain categories earn 5% rewards.

What we don't like: The balance transfer fee goes up if the balance transfer posts to your account after November 10, 2019.

You must register each quarter to earn rewards at the 5% rate.The Balance has partnered with Card Ratings and may receive commissions from links within our content, but these have no bearing on our reviews or recommendations.The below content has not been reviewed, endorsed, or approved by any card issuers prior to publishing.What we like: When you get a good thing, you want it to last for as long as possible.And that’s exactly what you get with the Citi Simplicity – 21 months of no interest on balance transfers and 12 months of no interest on purchases. There are no late fees, no penalty rate and no annual fee.You can take advantage of these no interest credit cards to pay off a large purchase at no interest or to transfer a high interest rate balance.

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